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Trust and professionalism in credit-related cases.
Debt reduction, disputes with banks, microfinance lenders and debt collectors, restructuring, challenging unlawful charges, and court defence.
I help people defend their rights in courts across Ukraine. I work honestly: I explain the case's prospects and the full cost before starting any work.
The exact cost of handling your case can only be known after a consultation. Full "turnkey" court representation is a separate item below.
The bank sought 18,055.73 UAH on a credit card debt; the first-instance court granted the claim in full — principal, interest, late fees and penalties.
The lawyer filed an appeal: the bank failed to prove the agreed lending terms, the documents lacked the client's signature, and the Civil Code of Ukraine and the Law "On Consumer Rights Protection" had been violated.
The court of appeal overturned the judgment and dismissed the bank's claim in full. The bank was ordered to pay 3,153 UAH of court fees to the client.
Case in the register ↗The bank sought 16,724.93 UAH; the client disputed the late fees and commission as not agreed under the contract.
It was proven that the terms on late fees and commission, and the client's acknowledgment of the fee schedule, had not been agreed; printouts from the bank's website were not proper evidence.
Only 5,224.90 UAH of principal and part of the court fee were awarded. The claim for late fees and commission was dismissed in full.
Case in the register ↗The bank demanded 98,520.47 UAH under a Monobank agreement, covering principal and interest.
It was proven that the application form did not contain the material terms (rate, term, late fees) and the bank had not confirmed the client was informed of the fee schedule.
The court of appeal reduced the amount awarded from 98,520.47 UAH to 54,213.36 UAH and dismissed the remaining claims.
Case in the register ↗The company sought 30,557.30 UAH under an agreement with Unex Bank, having charged fees and interest.
It was proven that the monthly service fee violated the Law "On Consumer Lending" and was void.
Only 6,693.62 UAH of principal was awarded; the claims for fees and most of the interest were found unfounded.
Case in the register ↗The company sought 38,882.15 UAH, having acquired the claim right from PJSC "Bank Mykhailivskyi".
It was proven that the client had fully repaid the debt back in 2018 to the creditor lawful at that time; the repeat claim was unfounded.
The court dismissed the claim in full — the obligation had been properly performed.
Case in the register ↗The company sought 79,243.01 UAH under several online loan agreements; the client — a serviceman of the Armed Forces of Ukraine — disputed having received part of the funds.
It was argued that there was no evidence of the funds being disbursed or of a correct calculation, and that as a serviceman he was exempt from fines and late fees during the special period.
The court dismissed the claim in full — the claims were found unproven.
Case in the register ↗You submit a request through the website form or a messenger, or call me directly.
At the consultation you describe your situation, I review the materials, form a position, and advise on the next steps.
We sign a legal services agreement — and get to work.
Answer. If a bank or microfinance lender has filed a claim against you in court; if debt collectors are pressuring you or demanding a debt that does not exist; if fines, late fees or interest not provided for in the contract have been charged; if you need to challenge a notary's enforcement writ; or if you want to reduce a debt or have a loan agreement declared invalid.
Answer. Yes. A court can reduce a debt if the bank unlawfully charged interest, fees or fines that were not agreed with the client. A lawyer will review the contract, identify unlawful charges and prepare an objection or lawsuit.
Answer. Do not delay. Contact a lawyer before the first hearing — they will check the lawfulness of the claim, prepare objections and a motion to obtain evidence, and may be able to secure a reduced debt or dismissal of the claim.
Answer. No. If you have already performed your obligation to the original creditor, a new claim holder has no right to demand repeated payment. A lawyer will help prove proper performance and secure dismissal of the claim.
Answer. The obligation may pass to a finance company, but it must confirm its rights with official documents. Without proof of the assignment of the claim right, the debtor is not obliged to pay; a lawyer will check the lawfulness of the transfer.
Answer. Ukrainian law exempts servicemembers and mobilised persons from fines, late fees and interest during martial law. The loan principal remains due unless otherwise set by the contract or the court. A lawyer will prepare the relevant applications.
Answer. At the first consultation (up to 20 minutes) we will go through your situation in detail. I will review the documents, honestly assess the case's prospects, and suggest a concrete step-by-step plan of action. You will get clarity, even if you decide not to continue working with me.
Answer. The first consultation is free. The cost of further services depends on how complex the case is. I always state the full, transparent cost before starting any work. No hidden fees.
Answer. No professional attorney can promise a 100% win, since the decision is made by the court. What I do promise is a thorough analysis of the case, my full effort, complete confidentiality, and the use of all my experience to protect your interests.
Answer. Completely. Everything you discuss with me is protected by attorney–client privilege from the first second of our conversation — even during the free consultation. This is an inviolable rule of the profession.
Answer. Click the "Free consultation" button on the website or call me. We will pick a convenient time, you will briefly describe the problem, and we will start solving it.
In August 2023, he helped me with marriage registration, without fuss and complication. First a phone consultation, then a meeting at the office, and then the result, just as we ag…
Fate introduced me to Yaroslav Vitaliiovych more than two years ago. When I was in complete confusion due to a decision issued against me, I was looking for legal assistance. Our c…
I contacted Yaroslav regarding a traffic accident, or more precisely, a situation when the case was dragged out and closed under article 38. Accordingly, I did not receive payment …
Thank you for detailed consultation and professional help! I turned to more than one lawyer – without results. Besides exorbitant prices and lack of any guarantees, each time I was…
Yaroslav Vitaliiovych helped me dissolve my marriage in October this year. He answered all my questions quickly and clearly. Thank you for the quality handling of the case and for …
I want to express my gratitude to Yaroslav Vitaliiovych and his team. I was an intern there, and the atmosphere and conditions were positive and supportive throughout the internshi…
Thank you for helping resolve a traffic accident case in Kharkiv. The lawyer helped solve the problem and keep our rights intact. I recommend to everyone who wants quality service …
He helped me win a family law case. I liked the consultation and the full case management. I didn't even have to go to court. I'm satisfied with the result. I recommend!
Very glad I chose lawyer Yaroslav Shumeiko. I found him myself, mainly from reviews about problems under article 130. Very satisfied with the help received, thank you! The price fo…
A true professional. Quickly helps resolve any issues. Big thanks to Yaroslav Vitaliiovych for your attentiveness. Quality at the highest level
I contacted him regarding an illegal fine. Very impressed with the client approach and loyalty. Thank you for professionalism and good service. The case was won without my personal…
I contacted him about an illegal fine. He helped resolve the problem quickly and professionally. I recommend to everyone if you have any questions in the field of 'automobile law'.
Reviews translated from Ukrainian.
